Employer Responsibility

Requirement to Register as an Employer

  • All employers must register their company or business with the Department of Social Insurance.
  • Every employee is required to have a Social Insurance Number and be linked to their employers Social Insurance account.
  • Employers are required to give their employees an itemized pay advice.
  • Monthly contributions to the Contributory Pension Fund are mandatory for employers, with half of the total amount deducted from their employees’ salaries.
  • Employers are subject to be inspected to ensure compliance with the Contributory Pensions Act 1970.
  • All new employees should be registered within 30 days who work 4 hours or more per week.

Payments on Accounts

Social Insurance payments can be made through online banking as a payee on:

  • HSBC
  • Butterfield Bank
  • Clarien Bank

Payments can also be made at the Department of Social Insurance. 

Important Information

·         The Contribution Year begins on the first Monday of August and concludes on the Sunday before the next year’s first Monday in August. For example, the 2025 contribution year began Monday August 5th 2024 and ends Sunday August 3rd 2025.

·         The Contribution Week begins on Monday and ends on Sunday.

·         Only one contribution is payable per week per person.

·         Employers are billed a month in arrears.

·         Contributions are not required for periods of unpaid leave, the Department of Social Insurance must be notified in writing no more than 30 days after the unpaid leave period.

·         Letters of good standing are issued to employers that are compliant with the Contributory Pensions Act 1970.